Fi Money App Review 2023 | Open Zero Balance Saving Bank Account | Fi Money App Referral Code: T539MTRVCS

Fi Money App Review 2022 | Open Zero Balance Saving Account for Free, what is fi money app?, How to download Fi Money App?, How to Create an Account on Fi Money app?, Features, Benefits, Fi Money App Charges, Documents Required For Fi Money Savings Account?, Fi Money App Refer and Earn Program, Fi Money App Customer Care

Are you seeking for a Financial Independence Money Review? Fi Money is just an online banking platform that also helps users save money, but also allows you to develop it and organize it. Fi Money’s features seem to be available exclusively to business professionals and those on a fixed wage.

The financial app has a built-in savings account with the option of saving without a balance. Furthermore, the auto-bot allows creating custom rules that may be updated to automated saving, paying, or notifying activities.

Fi Money furthermore complies to all security standards set forth by the RBI, as well as the funds/money are covered by insurance up to ₹5 lakh, thanks to a partnership with Federal Bank. There are several measures to begin saving money in a smart online bank account, from the platform’s tonnes of features to a fee schedule as well as technique for signing up.

That’s it in a brief; read on to learn more about what Fi has to offer and how it might help you save money.

What is Fi Money?

Fi is a new startup that offers a variety of services, from peer-to-peer payments to fund transfers as well as bill payments.

Fi works like a personal assistant, offering a slew of functions that make banking a breeze. Fi is a wonderful online banking platform since it allows you to withdraw money from any ATM, has clear costs, and just a user-friendly interface.

Also there are cash-backs and prizes that may be redeemed at specific locations. Furthermore, with the flexible but also smart deposit options, consumers could save up to 5.1 percent interest on terms. Personal insights also can assist in making better financial decisions as well as a variety of other tasks.

While using funds or information, Fi aims to maintain high levels of confidentiality, safety, and security. The information gathered allows Fi to improve the customer experience on the platform, making it more secure, quick, and convenient. The platform leverages data to avoid any misuse in addition to personalizing and improving the customer experience.

App NameFi Money
Downloads10 Lakh+
Rating4.5 stars
Released on21-July-2021
Launched ByepiFi Technologies Private Limited
Fi Money App DownloadClick Here
NoteAdd at least Rs 3000 to your Fi Money Bank Account for a week to get cashback.

What is Fi Money App & How to use it [Video Hindi]

How to download Fi Money App?

To download the Fi Money app for Android. It is available for download from the Google Play store.

  • First and foremost, you must visit the Google Play Store.
  • Also, in the search box, type “Fi Money – smart banking.”
  • EpiFi Technologies Private Limited offers a variety of apps.
  • Then click the install button to get it installed.

Click Here to download Fi money App

For iOS, get the Fi Money application (iPhone & iPad)

To get the fi Money app on your iPhone, click here.

  • It may be downloaded through the Apple App Store. If it works with iPhones and iPads.
  • To begin, go to the Apple App Store as well as search for “Fi Money Digital Banking.”
  • Then choose the epiFi Technologies Private Limited-published app.
  • Next tap the “GET” button, therefore the “INSTALL” button.

Jupiter App Referral Code: T539MTRVCS

Get up to ₹ 1000 instant in your Fi Money bank account by entering Fi Money App Referral Code: T539MTRVCS

How to Create an Account on Fi Money app?

  • Download and open the app.
  • Enter your Aadhar-linked mobile number.
  • If prompted, enter the Refer Code –
  • Click OK after verifying your mobile number with just an OTP.
  • Proceed after entering your full name and the same address with your Aadhar number.
  • By using a Pan Card, you may complete your KYC.
  • Your bank account will be open immediately.
  • You’ll get a payback of up to ₹1,000 in your bank account right now.
  • This money might also be used to make purchases on the internet.

How to close Fi Money Account

If you want to close your Fi Money Saving Bank Account then you may request for closure of the Account or Facility any time by giving written notice of at least 30 days to the bank.

Other Neo Banks Similar To Fi Money: Jupiter | Finin | NiyoX

Fi Money App Features


Fi’s insights help users make more informed decisions online, particularly on e-commerce but also food delivery internet sites, by giving them a better comprehension of their expenses.

The insight would then reveal this same number of times the consumer bought various items from an E-commerce platform including such Amazon, as well as how much that the user spent getting takeout over an amount of time. The primary goal of this characteristic is to analyse but also present transaction data to the user in an engaging but also understandable manner.


Fi not only offers all of the services that traditional banks do, but it also strives to improve them. The online banking platform enables use of cutting-edge technology, which is critical for conducting helpful data science research.

Fi’s entertaining but also easy-to-use interface design delivers a never-before-seen banking experience, with really no physical branches or tedious or long documentation.


The reward system is a powerful tool for instilling excellent saving habits. With Fi, you may earn incentives while saving money in the form of cashback or Fi coins, which could be redeemed at select retailers such as Starbucks, Nike, or Bigbasket.


Fi is still in its infancy, thus aside from a soft launch, the platform is currently undergoing the last stages of development, including many trials to fine-tune all of the features and make them flawless before going into full release. Customers could also use the instant access feature to join a group as soon as Fi is accessible. Fi is available exclusively for Android users.

Fi Money App Benefits

  • You’re assigned the trendiest personal assistant in town.
  • You learn about banking in a way you’ve never known before.
  • You get your finances in order.
  • You can save your terms with up to 5.1 percent interest.
  • You get rewarded for saving money.

Fi Money App Charges

  • Would there be a requirement for a minimum balance?

There are no fees for having a low balance. However, if you really want to see all Fi has to offer, you should: Every month, considering transacting, saving, or depositing at minimum ₹20,000.

  • Fi Money Visa Platinum Debit Card

Each user will receive a free VISA Platinum Debit Card when they open a Fi Savings Account. There are no issuance fees. There are no annual card maintenance fees.

  • Fi Money Zero Forex on Debit Cards

Using a debit card to make a purchase in another country? Are there any international transactions? Don’t worry about it. International transaction fees have been waived.

  • Fi Money Transactions at ATMs

In India, you can use your Fi Visa Debit Card at any ATM.

Withdrawals are free at any Federal Bank ATM.

At some other ATMs, you’ll get five free transactions each month. Then it’s₹20 each transaction then after.

  • Fi Money ATM fees from other countries

Your Fi Debit Card can be used anywhere VISA is accepted.

We charge a fee of ₹100 when you withdraw cash from an international ATM. There is a small charge of ₹25 for any non-financial transactions (such as requesting a Mini Statement) at these ATMs.

  • Fi Money Replacement of Multiple Cards

Have you misplaced your Fi Visa Debit Card on twice?

The cost of a replacement card is ₹250.

  • Surcharge for fuel

Expect a fee on POS transactions at Petrol Pumps.

It’s either 2.5 percent of the transaction amount or ten dollars, whatever is greater.

Documents Required For Fi Money Savings Account?

The below documents are required when opening a FI Money Savings Account: 2 passport-sized photographs.

  • Proof of address:
  • Aadhaar Card.
  • Voter’s ID card.
  • Valid driving license.
  • Passport.
  • NREGA job card, signed by a Government official.

Fi Money App Refer and Earn Program

Fi money’s refer-a-friend program is also active. You could share your invite link as well as your referral code with others.

  • Download the Fi Money app.
  • Your invite link or referral code can be shared with your friends.
  • Request that your friend register or finish the kyc.
  • Each referral will earn you ₹200 in cashback.

Fi Money App Customer Care

If you have any doubts then you can contact on their customer care number ie: 8047485490.


Fi Money App is a superb online banking platform with appealing features as well as intriguing offers that is ideal for youngsters. The smart dashboard with user interface offer quick money-saving options as well as suggestions, enabling it easier for the user to make wise choices. The Fi application is an excellent personal assistant that can help the client in a variety of ways, includes bill payment, setting rent payment reminders, and even cancelling subscription.


Is Fi Money App Safe?

Since Fi’s assets were kept by Federal Bank, a Reserve Bank of India-managed affiliate bank, they remain secure and safe. The Deposit Insurance and Credit Guarantee Corporation (DICGC), a fully owned subsidiary of a Reserve Bank of India, insures your money up to Rs. 5 lakh.

Finally, we adhere to the requirements set forth by the Payment Card Industry Data Security Standard (PCI DSS). Essentially, it’s a persistent approach to acquire payment card swaps at the “highest quality level.”

Who Owns Fi Money?

Fi’s cofounder, Sumit Gwalani, said that the business wants to use the funds to offer more customised goods to customers and to expand its engineering team. Fi primarily targets working professionals ages 22 to 35, providing them with free savings accounts as well as advice on how to optimize their savings.

Is Fi Account Free?

Yes!!! Fi Money saving bank account is free.

Payments – NEFT, RTGS Online
Transactions with no fees!
We’re digital, thus we enjoy internet transfers.
Updates by SMS/email/mobile banking/internet banking
Stay up to date for free.
You’ll receive fast updates the moment you pay or are paid.
Payments – UPI / IMPS
Banking has been made smarter, not more difficult.
Hassle-free money transfers: There are no transaction fees.
Account statements in digital format
A free picture of your bank account’s balance! You can have one anytime you want.

What Is The Limit Of Fi Card?

It’s simple to check your Fi Debit Card’s spending limitations.

Follow these steps to get started:
Just on Home page, click the ‘card’ icon in the top right corner.
Go to the Card Settings page.
Card restrictions can be found by tapping on them. It’s here that you can see your card’s spending limits in detail.

If you only have a digital card, follow these steps:
Then you can test around with the online usage restrictions.
After you’ve activated your actual debit card, you can adjust the following limits:
Limits on domestic and international expenditures; ATM use; and POS, Online, and Contactless purchases.

Also Read:

3 thoughts on “Fi Money App Review 2023 | Open Zero Balance Saving Bank Account | Fi Money App Referral Code: T539MTRVCS”

  1. Use this fi code to get upto Rs 1000 on new account opening

    Just open new Fi account and add 4000+ within 4 days of opening the account to get assured reward upto 1000 Rs


Leave a Comment