BharatPe App Review 2023 | Is Bharatpe App Investment Account Safe to Invest my Money?

Search Terms: BharatPe App Review 2023, Is Bharatpe App Interest Account Safe to Invest My Money? What is bharatpe app?, How to Create an Account on BharatPe App?, features, benefits, What is BharatPe Investment Account, What is BharatPe Card?, What is BharatPe Club & Its Benefits?, BharatPe Refer and Earn Program, BharatPe customer care number

What is BharatPe App?

BharatPe is an ‘Indian’ leading fintech company that pioneered UPI payments plus digital money lending for businesses that enable merchants to accept payments for ‘FREE’ from whatever UPI Payment App with a simple BharatPe QR Code.

BharatPe simplifies payment processing by providing a unified interface for all UPI apps to businesses.

BharatPe App Additional Details

App NameBharatPe
Downloads1 Crore +
Rating3.8 stars
Released on19-Dec-2017
Launched ByBharatPe
Download BharatPe AppClick Here
BharatPe OwnerAshneer Gover(co-founder and MD)

How to Create an Account on BharatPe App?

  • Now click on next and select your language.
  • Now write your mobile number then click on the OK option. Remember to include the phone number linked with your bank account.
  • Now you get OTP on the same number click on verify.
  • Add your bank account and write your IFSC code and Account number. Then click on the OK option.
  • Now check your bank details. Now they will automatically credit you 1 rupee to verify. By this you will also know that you have put correct details.
  • Now you can put your business name. After putting the name you have to select the business category.
  • Confirm by clicking the button. Your account has successfully been created.

Features of BharatPe App

  • BharatPe Balance

With BharatPe Balance, you can get a snapshot of your business and the money you have accessible. Know your daily QR collections, investment account balance, and available credit limit everything in one location.

  • BharatPe Card

The first credit/debit card in India is now available. Get 1% guaranteed cash back on all BharatPe balance spends and a credit limit on your BharatPe card of up to Rs 1 lakh. There is no amount charged or a yearly fee.

  • Easy Loans

Have a loan of up to Rs. 7 lakh for any purpose with no registration charge and no collateral. Take advantage of lower-than-market interest rates, a simple application process, and speedy disbursement.

  • Bill Payments

Your one-stop shop that speedy and safe internet recharges and bill payments. You can pay your DTH, Electricity, Broadband, Piped Gas, Water, LPG cylinder, plus Mobile bills using the BharatPe app.

  • BharatPe = Cricket

The more transactions you make, the more points you earn! Redeem your runs but also meet your favourite cricketers, as well as receive autographed cricket souvenirs. The rules are straightforward! Every transaction generates a score.

  • BharatSwipe

The nation’s first ZERO charge card machine has arrived in India. There are no charges for transactions. There are no rents on a monthly basis. Receipts for both cards but also QR transactions are available.

Benefits of Joining BharatPe

  • Using  BharatPe QR, you may accept payments from whatever UPI app, including PhonePe, PayTM, Google Pay, BHIM, among 150+ others. Payments are deposited into your account.
  • It’s completely free to accept payments with BharatPe. There have been no hidden fees for setup, transactions, or anything else!
  • Get a loan of up to Rs. 7 lakhs for any purpose with no processing charge and also no collateral. Take advantage of lower-than-market interest rates, a simple application procedure, and speedy payment.
  • You can transfer the money within no time.

What is BharatPe Investment Account

This BharatPe investment account allows you to earn up to 12% per year on your money by investing it in NBFC peer-to-peer networks. The investment of funds in P2P NBFCs approved by the RBI, such as Innofin Solutions Private Limited.

By completing KYC on your BharatPe application, you can create an account. After you’ve created your account, click Add Money to begin earning a 12 percent return on the investment.

Your investment earns a daily return depending on deployment with registered borrowers via the P2P NFBC Partner. You can expect a 12-percent return on your investment. The payback is the interest paid by borrowers with whom money is given via P2P NBFC Partners.

For Example: If you put Rs 1,000,000 in a savings account. You might expect a return of up to 12% each year, or Rs 12,000 and Rs 33 every day. There would be a return.

What is BharatPe Card?

BharatPe Card is a debit/credit card that allows you to use all your BharatPe balance as well as a 0% interest credit of upto INR 1,00,000 on all websites and 40 lakhs+ stores which accept Mastercard.

You could use your credit amount anywhere and at any time, so you can pay off all of your debts at the end of month with no interest.

Now the XtraIncome card is named BharatPe Card. BharatPe Card is a credit and debit card that could be used in the same way as your XtraIncome card. With selecting the primary account toggle in the BharatPe Card page of the BharatPe app, you can change your primary account references.

On all of your BharatPe Card transactions, you could use the credit on your card. In online all eCommerce websites and online purchases that accept Mastercard. When MasterCard is accepted, there are more than 40 lakhs of businesses and retailers.

The cumulative monthly cash withdrawal limit for HDFC bank issued cards is Rs 10,00000, while the annual withdrawal limit is Rs 20,00000.

The cumulative monthly limit for SBM bank issued cards is Rs 50,00000, while the annual maximum is Rs 60,00000. Your bank’s policies limit the quantity of money you can withdraw at one time.

How to get BharatPe Card?

  • Begin by downloading the BharatPe app from the Google Play Store.
  • Your Account can be accessed by logging in or creating a new account.
  • Create an interest account.
  • Accept a small amount of money in the form of QR codes.
  • Go to the Extra Income Section.
  • Fill in the shipping address.
  • After seven days, you will get your card.

What is BharatPe Club & Its Benefits?

India’s first merchant-only membership program is BharatPe Club. By joining the club, merchants can receive rewards of up to INR 20,000 (twenty thousand). When you buy BharatPe Club, you get the following advantages:

  • The refundable deposit of one BharatSwipe machine would be reduced by INR 1,000 (one thousand).
  •  On a single loan, there are no arranger fees.
  • Cashback on Investment Account up to INR 10,000 (ten thousand) (after year-long BharatPe Club Membership)
  • Use your runs to get a 20% discount on bill payments (up to INR 100 off per bill).
  • Get a cashback of INR 500 (Five Hundred) in your XtraIncome Card.
  •  INR 500 worth of free cricket merchandise (Five Hundred)
  • Customer service is given top priority.

For the first time, BharatPe Club is available for INR 1,000 (One Thousand). To join the BharatPe Club, you should be at least 18 years of age.

Your membership in the BharatPe Club is available for one year from the date of purchase. It will need to be repurchased after one year. For instance, if you bought your membership on April 1, 2023, it will expire on March 31, 2024.

Cancellation of your membership in the BharatPe Club

If you have not used any plan advantages, you can terminate your BharatPe Club membership and obtain a full refund within the first seven days. The plan can only be cancelled within the first seven days after purchase.

BharatPe Refer and Earn Program

They have introduced a Refer and Earn deal for cricket fans. Invite your friends to download the BharatPe app for a chance to win prizes and meet their favourite cricket players.

You will receive 200 runs if your friend downloads the BharatPe app, and your friend may get 200 runs as well. You and your friend will receive 300 runs for the first transaction, and this will increase to 500 for the fifth transaction.

Your prize will be doubled to 50 runs for you and your friend when you complete 5 QR transactions or activate the app.

Download BharatPe App: Android

BharatPe Customer Care no

If you have any queries with the BharatPe services then you can use this BharatPe Customer Care Number: 888 2555 444


Is BharatPe a government app?

Resilient Innovations Private Limited (“BharatPe”) is a private firm that offers merchants a range of financial services via its digital platform, that uses software as a service concept, as well as other valuation services.

Is BharatPe app safe?

BharatPe is your one-stop shop for receiving UPI payments from most of India’s mobile payment apps. You do not have to sign up with various mobile apps/banks to set up UPI, handle, or keep your accounting books as a business.

Does BharatPe give loans?

For over a month, accept payments from all of your clients with the BharatPe QR code. The more instalments you accept, the larger the loan amount you will receive. You may borrow up to Rs. 7,00,000 for a period of up to 15 months.

Can I invest in a BharatPe investment account?

If you spend at a rate of 12%, you could earn up to 12% interest on your money. With a 12 percent club app, you may invest or earn up to 12% on your savings. To offer this investment-cumulative-borrowing product to consumers, BharatPe has partnered with RBI-approved NBFCs.

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