[New] Top 21 Best Apps Refer and Earn Paytm Cash Download 2023 | Earn Paytm Cash Daily

Are you looking for a way to make money using an app? I understand how difficult it is to make a living. Patience, as well as a lot of handwork, is required. But today, I’ll show you the top refer and earn apps in India which will pay out in 2022.

You can earn a lot of Paytm Cash but also actual money in your bank account if users download these apps or begin inviting friends.

Many of you, I’m sure, are students looking for extra money in addition to the pocket money you might get from your guardian.

By introducing ten friends, you may quickly earn Rs 2000 Before we proceed, if you want to make some extra money, you should read the following information carefully. Let’s get started as well as learn about some of India’s best money making refer and earn apps.

Note: Read the complete article one special gift is waiting for you at the end. 🤑

Top 21 Apps To Earn Maximum Paytm Cash

App NameCommissionDownload Link
1. 5PaisaUpto 40% Brokerage CommissionDownload 5Paisa App
2. OneCode10% for lifetimeDownload OneCode App
3. Groww Earn ₹300Download Groww App
4. Google PayEarn ₹150Download Google Pay App
5. Pocket MoneyEarn ₹300Download Pocket Money App
6. Meesho₹1000 + 25% of Friend’s EarningDownload Meesho App
7. PhonePeEarn ₹150Download PhonePe App
8. Shop 101Earn ₹100Download Shop101 App
9. WVEMEarn ₹30 per referDownload WVEM App
10. Upstox Earn ₹300Download Upstox App
11. Poll Pay₹20 per friend plus 15% of their earningsDownload Poll Pay App
12. RefOEarn  ₹350 per friendDownload RefOEarn App
13. Bubble BurstEarn ₹100 – 200 paytm cashDownload Bubble Burst App
14. Frizza AppEarn ₹20 per referDownload Frizza App
15. PayZapp25 per personDownload PayZapp App
16. ReWordsEarn ₹50 per friendDownload ReWord App
17. Dream11 ₹100 per friend.Download Dream 11 App
18. Coins SwitchEarn ₹50 per referDownload CoinSwitch App
19. MPL₹75 per friendDownload MPL App
20. Galo Earn ₹240 per friendDownload Galo App
21. Plaisa Pro₹100 per friendDownload Plaisa Pro App
22. BankSathi10% LifetimeDownload BankSathi App

BankSathi App

BankSathi’s BankSathi Advisors App aims at promoting the role of the financial advisors in outcome when purchasing retail loans, credit cards, including insurance products.

Earn money by referring others. You’ll get 10% of whichever your friends earn if you recommend them, then you’ll get 10% of their income for the rest of their lives.


  • With BankSathi App you will get a variety of services like saving accounts, Demat accounts, investment platforms etc.
  • Refer services and earn ₹150 to ₹2000 on daily basis.
  • Get 10% Lifetime of your friend’s earning.

Download BankSathi App

TestBook App

testbook app earn paytm cash

Testbook is an e-learning website & App. In Testbook App you get complete crash course study material easy notes short notes of almost every competitive exam absolutely free of cost. You can download study material PDF in your phone and prepare for the exam through live class.


  • You get the opportunity to prepare for almost every competitive Exam on Testbook App.
  • A lot of test series are organized from time to time inside the Testbook App. You can analyze your exam preparation by participating in this test series.
  • If you refer Testbook App, your friend get 10% discount on using your code


  • Your friend get 10% discount on using your invite code
  • You earn 15% instant Paytm Cashback on each invite.
  • Refer more and earn more.

Download TestBook App

Apply my Testbook referral code – V64BN1 – to get an extra discount

5Paisa App – Refer and Earn

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5 paisa is one of the greatest online stock market investing apps for the NSE, BSE, plus MCX. It’s also an excellent refer-and-earn app for making quick cash.

You may invest in the stock market with Upstox, which is a wonderful thing when you desire a stable future.

It only charges a brokerage fee of Rs 20. In comparison to other stock brokers, this is a relatively low fee.

5Paisa App features

  • Within 5 min you can create a Demat account.
  • Trading on zero brokerage.
  • Refer and Earn money

Download 5Paisa App

OneCode – Earn Unlimited by Refer App

onecode app earn paytm cash

OneCode App is one of the top apps for earning money via referral apps indefinitely. Without investing any money, anyone could simply get money by referring to the OneCode app. Since there is no limit to how much you can earn with this referral programme, it could be the ideal way to make money.

OneCode App Features

  • With OneCode there are a variety of Banking services like saving accounts, Credit card, Demat accounts, EMI Cards, investment platforms etc.
  • By referring services you can earn upto ₹200 – ₹3000 paytm cash.

Download OneCode App

Apply my OneCode referral code – One@Appkhazana – to get extra referral bonus

Groww App – Get up to Rs 300 per referring

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Any direct mutual fund can be invested in for free through a systematic investment plan (SIP) or a lump sum contribution. If you’re currently an investor, consider switching to a direct mutual fund plan to boost your returns.

Groww is a simple Demat plus stock trading platform that enables us to open a free Demat account but also trade BSE as well as NSE listed shares within the stock market for a low stock order brokerage fee.

Groww App Features

  • In all types of stocks you can spend easily.
  • Investing in mutual funds can help you grow your money.

Download Groww App

Google Pay App – Invite Friends and Get Rs 101 per refer

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Money can be shifted in a number of different ways. UPI is one of the most widely used money transfer systems in India.We may transfer money from one bank account to the next with ease. Google Pay is one of India’s most popular UPI money transfer apps.

The fact that we may earn a scratch card for each and every transaction of ₹150 is one of the main reasons why most of us choose to transfer cash with Google Pay.

Google Pay App Features

  • Every transaction you get a bonus.
  • By completing tasks by earning money.
  • For every transaction you will get a scratch card.

Download Google Pay App

Google Pay Refer Code: X314J

Pocket Money – Get Rs 160 by Referring

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Another amazing app that pays you 160 for each referral and allows you to win cash in a variety of ways.

This isn’t just a reference. However, you can save money through using coupons on pocket money to get unique offers and discounts on e-commerce, food, even travel.

Pocket Money App Features

  • You can complete various tasks from your phone.
  • You can earn money by watching videos.
  • You must play a variety of games.
  • You must participate in daily challenges.

Download Pocket Money App

Meesho – Refer and Earn Upto 30k

Download Meesho App

Meesho is India’s most popular selling app. You can make money here by referring people and reselling things. You can make money here by reselling things but also referring others.

The article is all about the “best refer and earn app in India.”‘ As a result, discussing Meesho reselling is pointless. The Meesho Referral is divided into four components. You will earn 25% of your friends’ sales for the next 12 months if they join the Meesho App through your referral link.

Meesho App Features

  • Earn money by completing daily channels.
  • Earn upto ₹25000 by selling products to others.

Download Meesho App

Get Extra Bonus using Invite Code: NNAEKFN24269

PhonePe – Refer and get Rs 100

Download PhonePe App

I don’t think I need to explain to you regarding PhonePe because it’s a well-known app in India, and you’re all aware of it.

PhonePe is similar to the UPI app, which you may use to send and receive money to your friends, shopkeepers, or to start an online purchase.

PhonePe App Features

  • Win cashbacks and daily rewards.
  • Buy and sell gold.
  • Refer and Earn Money

Download PhonePe App

Shop 101 App – Refer and Earn

shop101 earn paytm cash daily

The Shop101 Refer & Earn Program is designed to help more people in the nation in creating their own companies with Shop101, resulting in better rewards for valued resellers.

Shop101 conducts stringent inspections to detect misuse of the service in order to keep the correct spirit for it. Our systems are set up to automatically reject recommendations that violate the community guidelines and are meant to deceive us.

Shop 101 App Features

  • Earn commission by selling products.
  • As a signup bonus you will earn upto ₹100

Download Shop101 App

Get Extra Bonus, use code: ISLKKY

Watch Video and Earn Money App – Refer and Earn

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This app rewards users for performing tasks such as watching videos, earning daily bonuses, and reviewing them.

However, the app is the best refer and earn app for earning money by referring friends.

You can use Paytm or the PhonePe app to redeem your coins once you’ve obtained them.

Watch video and earn money app Features

  • Win daily rewards by playing lucky spin.
  • You can win a bonus daily.

Download WVEM App

Upstox App Refer and Earn Rs 450 per person

upstox refe and earn

You must have seen the Upstox ad as in videos of several renowned YouTube Vloggers if you are a regular viewer of their videos. It’s a mutual fund app. We can invest in stock, mutual funds, even digital gold through this app.

We might earn money by referring our friends and relatives to this app. If you post the Upstox Referral Code or referral link, you will receive ₹300 in your wallet. This money is available for withdrawal to your bank account at any time.

Read More about Upstox App

Upstox App Features

  • By paperless accounting you can open accounts.
  • On stock investment there is no brokerage fees.

Download Upstox App

Poll Pay – Make money and free gift cards

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An excellent app with a lot of positive feedback on Google Play. Just if you have a PayPal account you can use this app and start making money.

Poll Pay is a genuine and simple way to make money. You can start earning Paypal cash by recommending your friends. If you don’t have any buddies to turn to, then don’t be concerned! There are other methods to make money using this app.

Poll pay Features

Download Poll Pay App

RefOEarn App – Refer and Earn

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Home Credit presents a golden opportunity to make extra money with no money down, available 24 hours a day, 7 days a week. Begin by introducing RefOEarn to colleagues, coworkers, and friends who are looking for a personal loan and Ujjwal Card.

Once their loan is granted, each referral will pay you a commission. You can earn money through the RefOEarn programme if you’re an Indian citizen and above the age of 18.

RefOEarn App Features

  • By referring the services to your friends then without any kind of investment you can earn paytm cash.
  • Earn upto ₹20 – ₹25k by working from home.

Download RefOEarn App

Best Refer and Earn Paytm Cash Apps of 2022: OneCode | BankSathi | 12% Club

Bubble Burst – Make Money App

bubble burst earn money app

If you want to pass the time while also earning money, you must play an incredible game. Bubble Burst is a basic game in which you must smash bubbles.

Hitting bubbles and getting a high score will earn you reward. You could also refer this game to your friends if you would not want to play it. Your earnings can be transferred immediately to your Paypal or Paytm account.

Bubble Burst Cash Game Features

  • Earn ₹100 – 200 paytm cash by playing the game.
  • You can play with your friends.

Download Bubble Burst App

Frizza App – Refer and Earn

Download Frizza App

Invite your friends to the Frizza app for a simple way to earn money. When your invited buddy completes his first Frizza offer, you will receive Rs. 5. Invite 5 friends to receive Rs. 25 in addition to an additional Rs. 10 in prizes.

Paytm Cash can be redeemed for the earnings. The minimum redemption amount on the Frizza app is Rs. 30. When it comes to cash out your wins, there have been no hidden costs. Each month, a maximum of Rs. 200 could be redeemed.

In addition to referring and earning, you can earn money by testing new apps, viewing movies, and so forth. A daily login bonus is also available.

Frizza App Features

  • By using daily you will get daily rewards.
  • Get upto ₹25 paytm cash by completing a task.

Download Frizza App

Apply my Frizza invite code – X11DWJQAG – to get extra Rs. 15 referral bonus

PayZapp App – Get 25 for referring your friends

Payzapp is offering a refer-a-friend promotion for both new and existing clients. When you recommend a friend to this offer, you will receive Rs 50 in your Payzapp wallet whenever your buddy makes their initial transaction of Rs 50.

Furthermore, the Rs 50 can only be credited if your referred buddy fulfils a transaction on the Payzapp app for Rs 50. You can also deposit this money directly into your bank account.

Pay Zapp App Features

  • You can receive and send money.
  • There are so many deals available.
  • You can recharge and pay bills easily and get up to 20% cashback.

Download PayZapp App

Apply my PayZapp invite code – amsoq9k – to get extra referral bonus

ReWords- Remember Words, Get Rewards

reword earn paytm cash app

Instant payment app, perfect for self-employment, with a referral bonus of Rs.50. Solve basic puzzles to earn coins that can be used to purchase Paytm Cash. By using your Refer Link and writing 50 words every day, users can earn money.

Lucky Words App Features

  • When you sign up for the first time you will get ₹50 as a reward.

Download ReWord App

Also Read: Play Quiz and Earn Paytm Cash Money

Dream11 – Fantasy Cricket App

dream11 app download

Now it’s simpler than ever to make money while playing online games! Thanks to apps including Dream11 or Adda52, you can enjoy playing games online while also winning significant money in each event.

Refer and Earn programmes allow you to earn even more rewards by sharing your passion for online games with your friends.

Dream11 App Features

  • You can easily create your own teams including baseball, basketball, handball.
  • You can win upto 1 lakh or more and easily you can create your fantasy cricket team.

Download Dream 11 App

Coins Switch App – Invest Rs 50 and get Rs 50

coin switch app download

This app is primarily for buying and selling cryptocurrencies because we’re not interested in buying or selling digital or cryptocurrency.

Coins Switch App Features

  • Make money by investing in cryptocurrency.
  • You can just invest ₹100
  • Refer and Earn real money.

Download CoinSwitch App

MPL Gaming App – Refer and Earn

download mpl app

Whenever friends use your MPL app referral code as a portion of the Paytm cash offer on the MPL app, users are given Rs. 50 in Paytm cash plus 25 MPL tokens. So, tell your friends to join the MPL (Mobile Premier League) then you’ll get Rs. 50 in Paytm cash for every one who does.

MPL App Features

  • You can earn rewards daily.
  • By playing quiz you can earn ₹20 – ₹1000 Paytm cash.

Download MPL App

Galo Earning App – Refer and Earn

galo app download

Get Rs.50 by simply installing but also signing up for the Galo App, and then recommend your friends to earn large amounts of paytm cash, such as Rs.240 for referring only two friends. You’ll receive 120 rupees for each buddy, and you can also earn money from playing games and completing everyday activities.

Galo App Features

  • By playing games you will earn ₹300.
  • Get paytm cash by spinning.
  • Earn rewards on a daily basis.
  • By watching advertisements, you can earn paytm cash.

Download Galo App

Plaisa Pro App – Earn Rs 400 by referring 10 friends

Download Plaisa Pro App

You can share your Plaisa Pro Referral Code or Plaisa Pro Invite Code with your family members and friends so that if anyone registers a Plaisa Pro App utilizing your Plaisa Pro App Referral Code, you would earn a fair sum of money for each successful membership in the Plaisa App. As a result, it’s entirely up to you and how many times you wish to share. Plaisa Pro Wallet money can be transferred or redeemed for Paytm cash.

Plaisa Pro App Features

  • By referring your 10 friends you can easily earn ₹400
  • You can easily withdraw money from paytm.

Download Plaisa Pro App


This concludes our discussion of the Top 10 Best Refer and Earn Apps for 2022. With this app, you can earn real money.

I hope you like my Top 21 Refer or Earn Apps list. I hope you now have a thorough understanding of these apps.

You learned about some of the top refer and earn apps in India 2022, which you can use to get fast cash into your bank account and Paytm wallet.

Keep in mind to use all of these apps to boost your profits, and then educate your friends about the potential benefits of using them as well.

Gift: Share this Post and Comment down how this article help you earn money along with your referral link. we will put it in download button on this article so that you can earn more money through us. 😊

Also Read:

Which is the best Refer and Earn Paytm cash earning app 2022?

Best Refer and earn Paytm cash earning app of 2022 list is provided in this blog post, there are many gaming apps, quiz apps and also some are refer and earn apps. Now, you can choose the best Paytm cash app according to you.

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